Baby Steps of Debt Free

We have recently read and learned Total Money Makeover by Dave Ramsey. As I read this in my tub (yes, I read in the tub!), I yelled for DH. I was absolutely in awe of what this guy was saying! THE TRUTH. I have grown up believing that everyone has a credit card, everyone is in debt and that's the was life is unless you are extremely rich. How naive I was.

I realized that I don't want to be in debt. I want to be debt free and only owe money to me. Well, let's face it - my mortgage will haunt me for a long while because we have serious credit card debt. But, we're working on that! We've paid off one credit card thus far and have definite plans to pay off 2 more with our tax return. I've also started 'bargain shopping'.

When I met DH, he had no clue that people used coupons for anything. Ha! I was still in high school and ALWAYS used coupons! With the unexpected conception and birth of our first child, I went coupon crazy! I've started the (GIANT) project of converting my overstuffed coupon folder to a sophisticated coupon binder. :-) Let's just say that with the help of an almost two-year-old, it's taking me quite a bit longer than I had hoped to finish my binder.

I regularly scour bargain blogs such as Melissa's, Collin's, and Kristin's. I am in awe of these ladies!

I've also been trying my hand at making baby items. I made a few for friends/family and was told "You Should Sell These!". So, I am! Here's my Etsy store.

I hope you'll enjoy my trials (and there will be MANY) and adventures as I become debt free!

Target Glade Deals - CHEAP!

AWESOME deal on Glade Plugins and Scented Oil Tins!

Glade Plugins Scented Gel warmer
Retail: $1.66
Coupon: $1.50 from 1/24 SS (exp 3/6)
OOP: as low as 16 cents!

Glade Scented Oil Tins
Retail: $1.66
Coupon: $1.50 found inside the tins themselves or the $2/2 from the 2/7 SS (exp 3/6)
OOP: as low as 16 cents!

AND, don't forget about the $5 SC Johnson rebate here! Buy 3, and submit your rebate! This purchase becomes a moneymaker!

You can submit the rebate up to 3 times by June 2010!

Thanks Couponing to Disney for this great deal!

My JOURNEY to Debt Free

So, I suppose I fibbed a bit in naming my blog. We're not debt free, but we are definitely on our way! The credit cards are officially "frozen" (and, yes, I mean literally frozen!) and a serious budget is in place. It has been a hard transistion for us, especially DH.

I actually look at it as my job. I prod DH to run to the store early Sunday morning so I can scour the Walgreens, CVS and Target ads for potential deals. Coupons are ALWAYS in my bag and I can't even remember the last time I bought something without a coupon or discount!